Begin the application

Working capital

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Funding speed
Within 24–48 hours
Cost
Starting at 4.5%
Repayment
Daily or weekly ACH

Begin the application

A restaurant owner standing in his dining room before service.

Working capital

What it is, and how it repays

Working capital funds the running of the business rather than a single purchase: payroll, rent, stock, the gap between invoicing and being paid. Terms are typically short, averaging between six and twenty-four months.

It is the option that keeps growth going through a money-tight stretch, without putting a long obligation on the books.

Where it opens up

1-2 years

Usually within reach from the first anniversary

A full year of trading opens most of the short-term options. Equipment lenders commonly ask for twelve months, and the machine itself helps secure what you borrow.

Before you apply: Have the last few months of bank statements to hand. They answer most of the questions you will be asked.

The whole trail →

An owner packing her own orders among the boxes, phone at her ear.

What it gives you

Why owners choose it

  • Short term, so it clears quickly
  • Funded within 24–48 hours once approved
  • Use it wherever the business needs it
  • No out-of-pocket fees

The application

Begin your application

About two minutes: how much, how to reach you, and how long you have been trading. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%