Begin the application

Term loan

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Funding speed
Within 24 hours
Loan term
1–2 years
Interest rate
As low as 6%

Begin the application

Two owners going through the numbers with a calculator at the counter.

Term loan

What it is, and how it repays

A term loan is one lump sum of capital, repaid at a fixed rate over a fixed period. It is the most straightforward way to fund something substantial — a second location, a large order, a hire you have been putting off — and to know exactly what it costs before you commit.

The application takes about two minutes: the amount, how to reach you and a few questions about the business. A specialist then comes back with the offers it qualifies for.

Where it opens up

6-9 years

Usually within reach from around six years in

Several years of steady revenue is what larger sums and fixed schedules are priced on. The question shifts from whether you can borrow to how cheaply.

Before you apply: Ask every offer for the total you will repay, not only the rate.

The whole trail →

A baker in her apron in front of a full pastry counter.

What it gives you

Why owners choose it

  • A repayment schedule you can plan around
  • Funded within 24 hours once approved
  • Use it wherever the business needs it
  • No out-of-pocket fees

The application

Begin your application

About two minutes: how much, how to reach you, and how long you have been trading. Free to send, and nothing is agreed until you accept an offer.

The application is the way in, and it takes about two minutes.

The six

All six programmes, this one marked

Revenue-Based Funding

Quick and efficient access to capital.

Funding amount
$5K – $500K
Funding speed
24–48 hours

Working Capital

Funding your day-to-day operations.

Funding amount
Up to $1M
Cost
Starting at 4.5%

Equipment Financing

Equipment for virtually any industry.

Loan amount
Up to $250K
Cost
As low as 8%

Term Loan

The classic way to fund a bigger move.

Loan amount
$20K – $1M
Interest rate
As low as 6%